- Over the years your finances, debt, obligations, credit cards, loans and mortgage became too complex to handle.
- Personal loans, installment loans, small investments, too many bank accounts, crdit cards and scattered stock depots do not balance or correlate.
- Legislation, tax obligations, family situation have changed so your personal finances management is scetchy at best.
- Banks and other financial institutes don't partner, legislators only care about tax collection, your insurance situation is unclear
- If you know these or similar symptoms of modern life where everyone chases daily routines adn there is never enough time and energy to consolidate debt and order finances this website is for you.
Banks simply follow their balance sheet (or not, as we know now) and greedy shareholders. The IRS only cares about taxes, Insurance companies promote and sell their insurance products.
In case a financial emergency occurs, nobody really cares about solutions but simply about collecting and pushing you into the wall. There is no sustainable solution for your financial troubles if you expect help from those operations.
However, I have made an experience while being in a dire financial situation (heavy debt, scattered accounts, insurance papers in tatters, too many bank accounts, credit cards piling up, etc.). With the help of a financial advisor who was neither acquainted with nor affiliated to any of the banks, insurers or tax advisors I took matters in my own hands, but my finances in order and consolidated my financial mess.
A word of warning: you need to be extremely honest, disciplined and consistent in your approach to unveil, attack and resolve the financial situation you are in. It should be painful but a lot less messy and a lot more rewarding than doing nothing!
Don't make the mistake and elect to remain idle before your financial troubles: this will make things a lot worse and you risk to wake up when it is too late to do something about your financial help. Many debters feel uncomfortable or are in denial but you need to jump over that shadow first, trust me.
To be continued...
